Lumpsum Calculator
Calculate returns on your one-time investment
₹
₹3,10,585
Maturity Amount
Maturity Amount is the total value of your lumpsum investment at the end of the investment period, including compound interest.
Total Gain
Total Gain is the profit earned on your lumpsum investment through compound interest.
₹2,10,585
Return %
Return Percentage shows the total percentage gain on your initial investment.
210.6%
Investment Growth Visualization
See how your lumpsum investment grows over time
Understanding Lumpsum Investment
Learn how one-time investments work and build wealth
What is Lumpsum Investment?
Lumpsum investment means investing a large amount of money at once, rather than in installments. It benefits from compound interest over the entire period.
Formula: FV = PV × (1 + r)^n
Power of Compounding
Your money grows exponentially as returns generate further returns. The longer the investment period, the more significant the compounding effect.
Example: ₹1 lakh at 12% for 10 years = ₹3.11 lakhs
Lumpsum vs SIP
Lumpsum works best when markets are low or trending upward. It captures full market upside but also carries timing risk compared to SIP's rupee cost averaging.