SIP Calculator

Calculate your Systematic Investment Plan returns and wealth creation

₹23,23,391
Maturity Amount
Maturity Amount is the total value of your SIP investment at the end of the investment period, including both your contributions and the returns earned.

Total Investment
Total Investment is the sum of all your monthly SIP contributions over the entire investment period.

₹6,00,000

Wealth Gained
Wealth Gained is the profit earned on your SIP investment. It's the difference between maturity amount and total investment.

₹17,23,391

SIP Growth Visualization

See how your monthly investments grow over time

How to Use SIP Calculator

Enter your monthly SIP amount, expected returns, and investment period to calculate maturity amount and wealth gained through systematic investment planning.

Understanding SIP Returns

Learn how Systematic Investment Plans work and build wealth

What is SIP?

SIP (Systematic Investment Plan) allows you to invest a fixed amount regularly in mutual funds. It helps in rupee cost averaging and disciplined investing.

Formula: FV = PMT × [((1 + r)^n - 1) / r] × (1 + r)

Power of Compounding

SIP harnesses the power of compounding where your returns generate further returns. The longer you invest, the more significant the compounding effect.

Example: ₹5,000/month for 20 years at 12% = ₹49.96 lakhs

Rupee Cost Averaging

SIP helps reduce the impact of market volatility by buying more units when prices are low and fewer units when prices are high, averaging out your purchase cost.

Frequently Asked Questions

What is SIP Calculator?

SIP Calculator is a free online tool to calculate returns from Systematic Investment Plan in mutual funds. It shows maturity amount, total investment, and wealth gained.

How accurate is this SIP Calculator?

Our SIP calculator uses the standard mathematical formula: FV = PMT × [((1 + r)^n - 1) / r] and provides highly accurate results for financial planning.

Can I use this SIP Calculator for any mutual fund?

Yes, this SIP calculator works for all types of mutual funds - equity, debt, hybrid, ELSS, and sectoral funds. Just enter your expected annual return rate.