SWP Calculator

Calculate your Systematic Withdrawal Plan and remaining corpus

₹8,45,234
Remaining Corpus
Remaining Corpus is the amount left in your investment after all withdrawals, assuming the expected return rate.

Total Withdrawn
Total Withdrawn is the sum of all monthly withdrawals over the entire period.

₹14,40,000

Sustainability
Sustainability indicates whether your corpus can support the withdrawal amount for the specified period.

Sustainable

Corpus Depletion Visualization

See how your investment corpus changes over time with withdrawals

Understanding SWP

Learn how Systematic Withdrawal Plans work for regular income

What is SWP?

SWP allows you to withdraw a fixed amount regularly from your mutual fund investment while the remaining amount continues to earn returns.

Ideal for: Regular income during retirement

How SWP Works

Each month, units worth your withdrawal amount are redeemed. The remaining corpus continues to grow, potentially offsetting withdrawals if returns are good.

Balance = Previous Balance × (1 + monthly return) - Withdrawal

SWP vs Fixed Deposits

SWP offers potential for higher returns and tax efficiency compared to FD interest. However, returns are market-linked and not guaranteed.

Frequently Asked Questions

What is SWP Calculator?

SWP Calculator is a free online tool to calculate Systematic Withdrawal Plan from mutual funds. It shows remaining corpus and withdrawal sustainability.

How does SWP work?

SWP allows regular withdrawal from mutual fund investment while remaining amount continues to earn returns. Units are redeemed monthly for withdrawal.

Is SWP better than Fixed Deposit?

SWP offers potential for higher returns and tax efficiency compared to FD interest. However, returns are market-linked and not guaranteed.